Terms of Use

Last updated: 24 July 2026

Spendable is licensed, not sold, under Apple’s Standard End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

The following terms are specific to Spendable.

Spendable Plus subscription

• Spendable Plus is an auto-renewing subscription billed monthly.
• The price is shown in the app before purchase, in your local currency, and on Apple’s confirmation sheet.
• Payment is charged to your Apple Account at confirmation of purchase.
• The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period.
• Your account is charged for renewal within 24 hours prior to the end of the current period.
• Manage or cancel at any time in Settings → your name → Subscriptions on your device. Cancelling stops future renewals; the current period runs to its end.
• Plus unlocks Home and Lock Screen widgets, the Zero Day forecast, daily check-ins and unlimited bills. Everything else in Spendable is free.

Not financial advice

Spendable is an arithmetic tool. It divides money you tell it about by days you tell it about. It is not financial, investment, tax or legal advice, it is not a bank, and it does not connect to your accounts or move money.

Its figures are only as accurate as the balance, payday and bills you enter. Always confirm important decisions against your actual bank balance. You remain solely responsible for your financial decisions.

No warranty

Spendable is provided “as is”, without warranty of any kind. To the fullest extent permitted by law, we are not liable for any loss arising from your use of the app, including any overdraft, missed payment, fee or shortfall.

Changes

These terms may be updated; the current version always lives at this address.

Contact

phophooe@gmail.com